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Monday - Friday10AM - 5PM CST
Location17350 State Highway 249 Ste.220 Houston, TX 77064
Call Us(800) 308 - 3419
GET THE RESULTS YOU NEED TO IMPROVE YOUR CREDIT

Repair Your Credit
With The Experts

We help improve your credit by removing erroneous negative items holding back your credit scores
GET THE RESULTS YOU NEED TO IMPROVE YOUR CREDIT

Repair Your Credit
With The Experts

We help improve your credit by removing erroneous negative items holding back your credit scores
STEP ONE

Analyze

We audit and analyze your 3 credit reports to search for inaccurate, unverifiable and obsolete information.
STEP TWO

Repair & Monitor!

We send custom disputes tailored to your specific situation, leveraging consumer protection laws and holding the credit bureaus accountable.
STEP THREE

Educate

We provide you with credit education and financial literacy so that you know what steps to take on your end during the process.
HOW WE CAN HELP YOU

We Help Improve Your Credit Scores
By Removing:

Collections Accounts
When an account becomes seriously past due, the creditor may decide to turn the account over to an internal collection department or to sell the debt to a collection agency. Once an account is sold to a collection agency, the collection account can then be reported as a separate account on your credit report. Collection accounts have a significant negative impact on your credit scores.
Repossessions
Repossession hurts your credit score. In fact, it's one of the worst things that can happen to your credit, making your financial life more difficult for years to come. First, the late payments leading up to the repossession will damage your credit score once they're reported to the credit bureaus. Then, the repossession itself will be listed in the public records section of your credit report.
Charge offs
A charge-off is a debt that a creditor has given up trying to collect on after you’ve missed payments for several months. These can include balances from a credit card, mortgage or other debt you take on. As a last resort, the creditor can decide that the debt is a loss for the company and designate it as “charged off.” But that doesn’t mean you’re off the hook. Even though your account is charged off and the creditor reports it as a loss, you’re still responsible for paying back the debt. And the charge-off can remain on your credit reports for up to seven years from the date your first missed payment was reported.
Late payments
Payment history is 35% of your credit score. Regardless of the reason, there are several consequences to making late payments, including:
* Late payment fees.
* Interest added to the delinquent payment.
* Possible termination of service or default of loan.
* The late payment reporting to your credit report.
Payments that are less than 30 days late often do not show up on someone’s credit report, unless they occur frequently. When they do show up, they can remain on your credit report for up to seven years
Hard Inquiries
Hard inquiries can be harmful to a borrower’s credit score. Each hard inquiry usually causes a small credit score to decrease for a borrower. Hard inquiries remain on one's credit report for two years. Generally, a high number of hard credit inquiries in a short period of time can be interpreted as an attempt to substantially expand available credit which creates higher risks for a lender.
Student Loans And More!
Bankruptcy, Inquiry removals, Pay-Day Loans, Child-Support, Public Records, and much more!
HOW WE CAN HELP YOU

We Help Improve Your Credit Scores
By Removing:

Collections Accounts
When an account becomes seriously past due, the creditor may decide to turn the account over to an internal collection department or to sell the debt to a collection agency. Once an account is sold to a collection agency, the collection account can then be reported as a separate account on your credit report. Collection accounts have a significant negative impact on your credit scores.
Repossessions
Repossession hurts your credit score. In fact, it's one of the worst things that can happen to your credit, making your financial life more difficult for years to come. First, the late payments leading up to the repossession will damage your credit score once they're reported to the credit bureaus. Then, the repossession itself will be listed in the public records section of your credit report.
Charge offs
A charge-off is a debt that a creditor has given up trying to collect on after you’ve missed payments for several months. These can include balances from a credit card, mortgage or other debt you take on. As a last resort, the creditor can decide that the debt is a loss for the company and designate it as “charged off.” But that doesn’t mean you’re off the hook. Even though your account is charged off and the creditor reports it as a loss, you’re still responsible for paying back the debt. And the charge-off can remain on your credit reports for up to seven years from the date your first missed payment was reported.
Late payments
Payment history is 35% of your credit score. Regardless of the reason, there are several consequences to making late payments, including:
* Late payment fees.
* Interest added to the delinquent payment.
* Possible termination of service or default of loan.
* The late payment reporting to your credit report.
Payments that are less than 30 days late often do not show up on someone’s credit report, unless they occur frequently. When they do show up, they can remain on your credit report for up to seven years
Hard Inquiries
Hard inquiries can be harmful to a borrower’s credit score. Each hard inquiry usually causes a small credit score to decrease for a borrower. Hard inquiries remain on one's credit report for two years. Generally, a high number of hard credit inquiries in a short period of time can be interpreted as an attempt to substantially expand available credit which creates higher risks for a lender.
Student Loans And More!
Bankruptcy, Inquiry removals, Pay-Day Loans, Child-Support, Public Records, and much more!
Our Money Back Guarantee

We Have The Best 100%
Money Back Guarantee

If you have been a client for at least 120 days and we are unable to remove ANY inaccurate or outdated negative items from your credit report, you are entitled to a full refund (minus the initial enrollment fee) in accordance with our fully outlined money-back guarantee.
Our Money Back Guarantee

We Have The Best 100%
Money Back Guarantee

If you have been a client for at least 120 days and we are unable to remove ANY inaccurate or outdated negative items from your credit report, you are entitled to a full refund (minus the initial enrollment fee) in accordance with our fully outlined money-back guarantee.
SAVE WITH OUR PRICING PACKAGES

Credit Repair
Made Affordable

Many of life’s biggest decisions will involve credit – purchasing a home, a new car, lower interest rates and even obtaining insurance. We make reaching your credit goals obtainable by providing UNLIMITED disputes and deletions at an affordable cost.
$99/m
$189 Audit & Enrollment Fee to Start
Credit Repair Services
  • No contracts
  • Full Credit Report Audit
  • Unlimited Disputes
  • Credit Education & Building
  • Monthly Credit Updates
  • 24/7 Secure Client Portal Access
  • Results typically in 30 - 45 days
$47
Book a credit clarity call to get a consultation with one of our Credit Specialists
Credit Clarity Call
  • Credit Consultation
  • Credit Report Analysis
  • Plan of action tailored to your situation
  • Insight on building a better credit profile
  • Your eligibility for our credit restoration program
WHAT PEOPLE ARE SAYING

Happy Clients
Every Day

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Frequently Asked
Questions

I am not a client. How can I speak to someone about my credit?

If you would like to speak with someone regarding credit advice, tips and/or consulting, please book a Credit Clarity Call to discuss your specific situation with one of our Credit Specialists. We do not consult outside of a scheduled consultation call. If you are an active client, you are always welcome to message us through your secure client portal, call us or email us during business hours. We do not service clients or consult through any other platforms including our social media accounts.

What items can be removed from my credit report?

Any items reporting to your credit report that are inaccurate, unverifiable or outdated can be removed from your credit report. This includes collection accounts, charge-offs, late payments, bankruptcies, inquiries, repossessions, judgments, and more.

How soon will I see results?

By law, the credit bureaus have to respond to all disputes within 30 days. Although we cannot legally guarantee a specific response or outcome, clients typically begin seeing results within the first 45 days. We have a high success rate!

Is credit monitoring required?

Yes, credit monitoring is a requirement to initiate and maintain services. There is no other way for us to properly pull and monitor your credit scores each month without it. We do not recommend or accept credit monitoring from sites that provide credit reports for free because they typically do not include all 3 credit bureaus. Feel free to get a head start and sign up for discounted credit monitoring services here.

Why do I need credit reports from all 3 bureaus?

Each credit bureau has access to different information. As a result, different information creates different scores. The advantage of a 3-bureau report is readily identifying discrepancies: just because you don’t have a collection on one report doesn’t mean it doesn’t exist if another bureau is reporting that collection.

What happens after an item is removed from my credit report?

Removing an item from your credit reports does not remove your obligation to that debt. You are still legally liable for the debt and need to settle it if it is within the statute of limitations in your state.

Can you do a "credit sweep"?

No, credit sweeps are illegal and not an ethical business practice. Legitimate credit repair is a process and it is essential we work together to obtain optimal results in accordance with the law.

What is the money back guarantee?

By law, we can not guarantee score increases or specific account deletions. However, if you are a client for 4 consistent months (120 days) and have not disputed any accounts 6 months prior to signing up for our services AND have not had any new late payments/collection accounts report to your credit AFTER signing up – you qualify for a full refund of your money paid if we are unable to successfully get any accounts removed or repaired from any of your credit reports. The refund policy does not include your initial audit fee as we conduct an initial analysis and audit of your reports and process all upfront documentation.

How do I cancel services?

There are no contracts as a credit repair client. You may cancel at any time. All cancellation requests must be written and sent via the secure client portal message center or via email to info@godeluxefinancial.com with the subject title “Cancellation Request – First Name, Last Name). All cancellations will be processed immediately. If you request a cancellation after business hours, your request will be processed the next business day.

Who do I contact if I have additional questions or need portal help?

If you are not an active client, please feel free to contact us during business hours by phone or email info@godeluxefinancial.com. If you are an active client, you may also contact us via the secure client portal which is preferred but not required. All emails and messages will be responded to within 48 business hours.

BBB Business
Go Deluxe FinancialOur Mission
To provide trusted financial solutions and the best value in credit restoration, business credit building, and financial literacy. We are a team of dedicated professionals, driven by the desire to positively impact the lives of our clients through our deluxe financial services and educational resources. Our ultimate focus is to ensure that you walk away with better credit and enhanced financial literacy to reach your goals.
OUR LOCATIONSWhere to find us?
17350 State Highway 249 Ste.220 Houston, TX 77064
GET IN TOUCHGo Deluxe Financial Social links
A HIGH CREDIT SCOREOur Mission
To provide trusted financial solutions and the best value in credit restoration, business credit building, and financial literacy. We are a team of dedicated professionals, driven by the desire to positively impact the lives of our clients through our deluxe financial services and educational resources. Our ultimate focus is to ensure that you walk away with better credit and enhanced financial literacy to reach your goals.
OUR LOCATIONSWhere to find us?
17350 State Highway 249 Ste.220 Houston, TX 77064
GET IN TOUCHGo Deluxe Financial Social links
Follow us for credit tips and customer service.

All Rights Reserved. Results may vary. Services not available to Georgia residents. Go Deluxe Financial.

Website proudly built and hosted by JDiazBusiness.

All Rights Reserved. Results may vary. Services not available to Georgia residents. Go Deluxe Financial.

Website proudly built and hosted by JDiazBusiness.